Auto insurance

Person using smartphone near car accident scene.

Auto insurance helps to protect you and your vehicle from the dangers of the road. The right auto coverage is necessary to safeguard you and your assets in the event of an accident. 


Though auto insurance is mandatory in Connecticut, state coverage minimums may not adequately protect you. It is important to be sufficiently protected, so reach out to Street Smart for help! We can quote from 12 different insurance carriers to get you the right coverage. 

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Having Trouble Finding Auto Insurance in Connecticut? We Can Help!


Finding affordable auto insurance isn't always easy, especially if you've had accidents, tickets, a lapse in coverage, or difficulty getting approved by traditional insurance companies.  At Street Smart Insurance Agency, we specialize in helping Connecticut drivers explore insurance options for situations that may be harder to place.


As an independent insurance agency located in Hamden, CT, we work with multiple insurance carriers, including companies that may consider drivers who don't qualify for preferred insurance programs.

Don't assume you can't get coverage. Let us shop your options!

Get a quote!

 

 

Auto Insurance Options for Drivers with Unique Circumstances


We can help explore coverage options for Connecticut drivers experiencing:

  • No Prior Auto Insurance: Purchasing your first policy or getting insured after going without coverage.
  • Lapses in Insurance Coverage: Finding insurance after your previous policy was canceled or expired.
  • Accidents & Driving Violations: Drivers with at-fault accidents, speeding tickets, or multiple violations.
  • DUI/DWI History: Exploring available coverage options for drivers with serious driving violations.
  • SR-22 Requirements: Assistance exploring coverage for drivers who need an SR-22 filing, where applicable.
  • Previously Canceled or Nonrenewed Policies: Drivers who have experienced insurance cancellations or nonrenewals.
  • Newly Licensed Drivers: First-time drivers and those with limited driving experience.
  • High-Risk or Nonstandard Auto Insurance: Drivers who may not qualify for traditional preferred insurance programs.
  • Drivers with Foreign Drivers Licenses: We have carriers who will accept drivers with out-of-state or foreign drivers licenses

 

Coverage availability, eligibility, and pricing vary by carrier and underwriting requirements.

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Frequently Asked Questions

Please reach us at insurance@streetsmartct.com if you cannot find an answer to your question.

 Yes! A lapse in insurance coverage doesn't automatically mean you can't get insured again. We work with insurance companies that may offer coverage to drivers with a prior lapse. We'll help you review your options and available rates.

 In many cases, yes. Some carriers specialize in insuring drivers with accidents, speeding tickets, and other driving violations. Eligibility and pricing depend on your driving history and the insurance company's underwriting guidelines.

 

Yes, some insurance companies offer coverage to drivers who don't have prior auto insurance. Your options and rates may vary, but Street Smart can help you explore carriers that may accept your situation.